SIPwatch
Model-based folio tracker · web-first

Set a plan once.
Watch your net worth every day.

SIPwatch tracks your mutual funds the simple way — declare your SIPs and lumpsums once, and see your net worth, returns, and XIRR marked to today's live NAV. The only thing that comes in is public NAV.

Join early accessSee how it works
No broker login · No PAN · No account sync
sipwatch.in/app
Total net worth · all portfolios
₹53,47,872
▲₹9,303 · 0.17% today
INVESTED
₹47,00,000
UNREALIZED P&L
+₹6,47,872
XIRR
16.4%
AllSelfSpouseMum
PPParag Parikh Flexi Cap
Flexi Cap · Self₹8,84,210
+18.2%
NINippon India Small Cap
Small Cap · Self₹6,41,980
+27.3%
HDHDFC Balanced Advantage
Hybrid · Spouse₹4,12,540
+9.1%
UTUTI Nifty 50 Index
Index · Spouse₹2,98,120
−1.4%
Your credentials never touch it.
No broker loginNo PANNo CAS uploadNo account aggregatorJust public NAV
The gap

The simple portfolio tracker, brought back — and on the web.

When the trackers that just let you declare a plan and watch it faded away, the easiest way to see your funds add up went with them. SIPwatch brings that back: no advice, no upsell, no app-only lock-in.

It's web-first by design — a real dashboard on a real screen, where comparable trackers are mobile-only. Open a tab, glance, get on with your day.

sipwatch.in/app
Value over time
All portfolios
1M6M1Y5YAll
Net worthInvestedUnrealized gain
How it works

Four beats, then it runs itself.

You declare; SIPwatch values. The only external input is AMFI's public daily NAV — everything else is computed from your plans.

01
Declare a plan
A fund and how much — recurring SIP or one-off lumpsum.
02
Accrue units
At each installment date's published NAV.
NAV · from AMFI
03
Mark to today
Revalue every unit at the latest live NAV.
04
See the roll-up
Net worth, today's change, gain/loss, XIRR.
What you get

The whole picture, at a glance.

Every number a set-once investor actually checks — rolled up, marked to today, and broken down per fund when you want it.

Daily net worth
Every holding marked to today's live NAV.
Today's change
What moved since yesterday, in ₹ and %.
Invested vs current
Cost basis against what it's worth now.
Unrealized gain / loss
Your paper P&L across every fund.
XIRR
Annualized return that accounts for timing.
Consolidated roll-up
One net worth across all your portfolios.
sipwatch.in/app
PP
Parag Parikh Flexi Cap
Flexi Cap · Direct Growth · Self
CURRENT VALUE
₹8,84,210
INVESTED
₹7,48,000
GAIN
+18.2%
Installment history
Apr 2024₹10,000412.8 units
May 2024₹10,000408.1 units
Jun 2024₹10,000401.5 units
Jul 20241 installment pending
Who it's for

Built for the people the apps forgot.

A gap in the market
Simple model-based trackers have all but vanished (ET Portfolio's quiet exit left a hole). SIPwatch brings the category back, web-first.
Families & multiple folios
Most tools track a single PAN. SIPwatch gives you a portfolio per person or goal, and one consolidated net worth across them all.
Set-once SIP investors
You're not trading. You just want to see your funds add up, with the flexibility to drop in a lumpsum whenever you do.
Honest framing

What SIPwatch isn't.

Not a broker
No buying, selling, or order placement. SIPwatch only tracks.
Not real-time ticks
It values on the official daily NAV — not live intraday prices.
Not investment advice
No recommendations, no projected or guaranteed returns. Ever.
Not linked to your folio
It models the plans you enter against public NAV — no account sync.

Be first in when early access opens.

SIPwatch is invite-only while we get it right. Leave your email and we'll bring you in as soon as the doors open.

Early access is via Sign in with Google. We'll only use your email once, to tell you when access opens.