SIPwatch
Privacy & data

How we handle your data.

Here's exactly what we collect, what we never touch, where it lives, and how to have it deleted — in plain language, no legalese.

Last updated 22 June 2026

What we collect

Your identity, via Google sign-in
Your email address, name, and profile picture, as provided by Google when you sign in. Nothing more from Google.
The folio you declare yourself
The plans and labels you type in: portfolios (grouping labels like “Self” / “Spouse”), SIP plans (fund, amount, dates, day-of-month, tenure), lumpsums, per-installment overrides, and watchlist entries.
A sign-in session
An opaque session cookie, so you stay logged in.
That's the whole list. We keep only what you enter — your net worth, units, and returns are recomputed live on every screen, never stored.

What we never collect or touch

No broker or demat login
No PAN
No CAS
No MFCentral
No account aggregator
No bank details
No credentials of any kind
SIPwatch never logs into anything on your behalf and has no connection to your real folio. The only outside data it uses is AMFI's public daily NAV — the same public prices everyone sees, not anything specific to you.

Where your data lives, and who can see it

Your declared folio is stored on SIPwatch's own server, with off-site backups for reliability.

Your folio is private to your account. One account can never see or access another's — accounts are fully isolated. The only thing shared across everyone is the public NAV price history, which isn't personal.

Access to stored data is limited to operating and maintaining the service.

The services we rely on

To run reliably, SIPwatch uses a small set of well-known third-party services, each for a single purpose:

Sign-in
Lets you sign in securely with your existing account.
Hosting
Runs the application and stores your declared folio.
Backups & DNS
Keeps reliable off-site backups and routes the domain.
Error monitoring
Captures technical error reports so we can keep the app reliable.

Your controls

Sign out any time
From the account menu, on any screen.
Delete everything
Email hello@siyarkai.com to have your account and entire folio permanently deleted.
Change anything, instantly
Because your numbers are recomputed from your plans on every screen, editing or removing a plan takes effect immediately — nothing stale is left behind.

What SIPwatch isn't

SIPwatch is a model-based tracker. It is not a broker, not real-time tick data, and not investment advice — there are no guaranteed or projected returns. It simply reflects the plans you enter against public NAV.

Contact

Questions about your data, or want it deleted? Email hello@siyarkai.com.